Terms and Conditions

POLICY AND CONDITIONS OF USE

Welcome to Credit Union University. CUU and its partners/affiliates provide their services to you subject to the following conditions. If you visit or register at CUU, you accept these conditions. Please read them carefully. In addition, when you use any current or future CUU service/product (e.g., CUEST, Training CDs) or visit or purchase from any of our partners, you also will be subject to the guidelines and conditions applicable to such service or business.

COPYRIGHT

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Credit Union University or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of CUU and protected by U.S. and international copyright laws. All software used on this site is the property of CUU or its software suppliers and protected by United States and international copyright laws.

SERVICEMARKS PENDING

CUEST, CUU, CU-UNIVERSITY and other marks indicated on our site are registered marks of Harland Educational Services or its subsidiaries, in the United States and other countries. Graphics, logos, page headers, button icons, scripts, and service names are marks or trade dress of CUU, Inc. or its subsidiaries. CUU's marks and trade dress may not be used in connection with any product or service that is not CUU's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits CUU. All other marks not owned by CUU or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by CUU or its subsidiaries.

LICENSE AND SITE ACCESS

CUU grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of CUU. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of CUU.com. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of CUU and our affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilizing CUU's name or trademarks without the express written consent of CUU. Any unauthorized use terminates the permission or license granted by CUU. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of CUU so long as the link does not portray CUU, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any CUU logo or other proprietary graphic or trademark as part of the link without express written permission.

NOTICE SPECIFIC TO SOFTWARE AVAILABLE ON THIS WEBSITE

Any software that is made available is the copyrighted work of Harland Educational Services and/or its suppliers. Use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). An end user will be unable to install any Software that is accompanied by or includes a License Agreement, unless he or she first agrees to the License Agreement terms.

The Software is made available solely for use by end users according to the License Agreement. Any reproduction or redistribution of the Software not in accordance with the License Agreement is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED.

THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. EXCEPT AS WARRANTED IN THE LICENSE AGREEMENT, CUU. HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

RESTRICTED RIGHTS LEGEND. Any Software that is downloaded from this Server for or on behalf of the United States of America, its agencies and/or instrumentalities ("U.S. Government"), is provided with Restricted Rights. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software - Restricted Rights at 48 CFR 52.227-19, as applicable.

NOTICE SPECIFIC TO DOCUMENTS AVAILABLE ON THIS WEBSITE

Elements of Credit Union University, including site design and layout, are protected by trade dress and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any CUU website may be copied or retransmitted unless expressly permitted by Credit Union University.

CUU AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. CUU AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS

INFORMATION, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL CUU AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THIS SERVER.

THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. CUU AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT (S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME.

NOTICES REGARDING SOFTWARE, DOCUMENTS AND SERVICES AVAILABLE ON THIS WEBSITE

IN NO EVENT SHALL CUU AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THIS SERVER.

YOUR ACCOUNT

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. CUU does sell products for children, but to adults, who can purchase with a credit card. If you are under 18, you may use CUU only with involvement of a parent, guardian, educational institution or credit union. CUU and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

PRIVACY PRACTICES

Because our customers’ privacy is important to us, CUU operates by these principles:

We explicitly ask when we need information that personally identifies you ("Personal Information"). We use your Personal Information to operate our Sites, and we may occasionally inform you of new features, services, and products from CUU. In all cases, we will explicitly inform you as to the requirement and/or use of requested Personal Information.

We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable the Sites to relate your use of the Sites to information that you have specifically and knowingly provided to the Sites.

If you have questions about this policy, please contact us.

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